/* MGbit public legal pages (privacy / terms / refund).
   Static, no JS, no auth — served directly by Vercel. */
:root {
  --orange: #FE5F20;
  --navy: #1F263E;
  --text: #1F263E;
  --muted: #5B6275;
  --border: #E6E8EE;
  --bg: #FFFFFF;
  --bg-soft: #F7F7F7;
  --link: #C2410C;
}
@media (prefers-color-scheme: dark) {
  :root {
    --text: #E8EAF0;
    --muted: #A5ABBA;
    --border: #2C3350;
    --bg: #141826;
    --bg-soft: #1B2033;
    --link: #FF8A5C;
  }
}
* { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--text);
  font-family: 'Inter', system-ui, -apple-system, 'Segoe UI', Roboto, sans-serif;
  font-size: 17px;
  line-height: 1.7;
  -webkit-font-smoothing: antialiased;
}
a { color: var(--link); text-underline-offset: 2px; }
a:hover { color: var(--orange); }
a:focus-visible { outline: 3px solid var(--orange); outline-offset: 2px; border-radius: 2px; }
.skip { position: absolute; left: -9999px; }
.skip:focus { left: 16px; top: 16px; background: var(--bg); padding: 8px 12px; z-index: 10; }

/* Nav */
.nav { border-bottom: 1px solid var(--border); background: var(--bg); }
.nav-inner {
  max-width: 1100px; margin: 0 auto; padding: 14px 16px;
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
}
.brand { display: inline-flex; align-items: center; gap: 10px; text-decoration: none; color: var(--text); font-weight: 800; font-size: 20px; letter-spacing: -0.02em; }
.brand img { width: 34px; height: 34px; border-radius: 8px; }
.brand span b { color: var(--orange); font-weight: 800; }
.nav-links { display: flex; gap: 18px; flex-wrap: wrap; font-size: 15px; }
.nav-links a { color: var(--muted); text-decoration: none; font-weight: 500; }
.nav-links a:hover, .nav-links a[aria-current="page"] { color: var(--orange); }

/* Hero */
.hero { background: var(--navy); color: #fff; }
.hero-inner { max-width: 820px; margin: 0 auto; padding: 48px 16px 40px; }
.eyebrow { color: var(--orange); font-weight: 700; font-size: 13px; letter-spacing: 0.12em; text-transform: uppercase; margin: 0 0 8px; }
.hero h1 { font-size: clamp(30px, 6vw, 44px); line-height: 1.15; margin: 0 0 14px; letter-spacing: -0.02em; }
.dates { color: #C9CDDA; font-size: 15px; margin: 0; }

/* Content */
main { max-width: 820px; margin: 0 auto; padding: 36px 16px 64px; }
.summary { background: var(--bg-soft); border-left: 4px solid var(--orange); border-radius: 8px; padding: 18px 20px; margin: 0 0 32px; }
.summary p { margin: 0 0 8px; }
.summary p:last-child { margin: 0; }
.toc { border: 1px solid var(--border); border-radius: 10px; padding: 16px 20px; margin: 0 0 36px; }
.toc h2 { font-size: 15px; margin: 0 0 8px; text-transform: uppercase; letter-spacing: 0.08em; color: var(--muted); }
.toc ol { margin: 0; padding-left: 20px; columns: 2; column-gap: 32px; font-size: 15px; }
@media (max-width: 640px) { .toc ol { columns: 1; } }
section { scroll-margin-top: 16px; }
main h2 { font-size: 24px; line-height: 1.3; margin: 40px 0 12px; letter-spacing: -0.01em; }
main h3 { font-size: 18px; margin: 24px 0 8px; }
main p, main li { max-width: 72ch; }
main ul, main ol { padding-left: 22px; }
main li { margin: 4px 0; }
.table-wrap { overflow-x: auto; margin: 12px 0 20px; }
table { border-collapse: collapse; width: 100%; font-size: 15px; }
th, td { text-align: left; vertical-align: top; border-bottom: 1px solid var(--border); padding: 10px 12px; }
th { background: var(--bg-soft); font-weight: 600; }
.contact-card { background: var(--bg-soft); border-radius: 10px; padding: 18px 20px; }
.contact-card p { margin: 4px 0; }

/* Footer */
.footer { border-top: 1px solid var(--border); background: var(--bg-soft); }
.footer-inner { max-width: 1100px; margin: 0 auto; padding: 28px 16px; display: flex; flex-wrap: wrap; gap: 16px 32px; justify-content: space-between; font-size: 14px; color: var(--muted); }
.footer a { color: var(--muted); }
.footer nav { display: flex; gap: 18px; flex-wrap: wrap; }